Credit Management 101

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Bad Credit Student Loans - Don't Be Duped!

You are reading this because you are interested in finding out whether or not you can get a student loan even if you have bad credit. The answer is a resounding YES.

To begin, let me tell you a little bit about me...
I've been in school a long time now and am working on a PhD. Financially, things have always been tight, but a few years back, things got really bad for me. I made some mistakes financially and ended up declaring bankruptcy. I thought that was the end of my academic career because I can't afford college tuition. Anyways, I simply made a few phone calls and found out that my credit history did not matter when it came down to my guaranteed student loan eligibility.

Don't be Duped!

There are a lot of student loan scams for “bad credit student loans”. The lenders offering these types of loans are playing on two factors: potential ignorance to the fact that you can still get student loans through the federal government despite bad credit and your financial weakness. Believe me, I know, I’ve been there and it can be a very stressful situation that leaves you vulnerable.

Anyways, before you seek a private lender offering "bad credit student loans" look for student loans through your financial aid office or go to the department of education website and fill out a financial aid form.

For more information on college financing, including free college scholarship searches, go to:

CollegeMoneyUnlimited.com

This is a site I've created and solely dedicated to college funding issues, including student loans, student loan consolidation and free college scholarship searches.