Home Loan Debt-to-Income Ratio Calculator

Are you looking for a Home Loan? Use this calculator to find out how mortgage lenders view you based on your debt level and income level.

Monthly Payments
Rent/Home Mortgage:
All Credit Card payments:
All Auto Loan payments:
All Other Monthly payments:
Monthly Income
Monthly Wages/Tips or Salary:
Alimony received:
* You do not need to include information about alimony, child support, or separate maintenance income unless you want it to be considered.
Other Income:

Answer:
Debt-to-Income Ratio:
Legend
50% or greater	Get professional help to aggressvely reduce debt.
49% to 40%	Financial difficulties are probably imminent unless you take immediate action.
39% to 35%	Not bad, but start paying off debt now before you get in real trouble.
34% or below	This is a healthy debt load to carry for most people.

Monthly Payments